Canadian Dental Care Plan

Finding a dentist that accepts the Canadian Dental Care Plan

Dentist Accepting the Canadian Dental Care Plan (CDCP)

At Peaks Family Dentistry, we’re proud to welcome patients covered under the Canadian Dental Care Plan (CDCP). Our goal is to make quality dental care accessible to as many Canadians as possible, and we’re here to help you understand and use your CDCP benefits with confidence.

Simply provide us with your Member ID and we’ll be happy to assist you with scheduling your first appointment.

As a participating CDCP dental provider, we welcome patients of all ages who qualify for the plan. Whether you’re due for a regular dental checkup, need a filling, or are exploring treatment options such as crowns or restorations, we’re happy to help assist you in your oral health journey.

Our office offers direct billing through the Canadian Dental Care Plan, which means we can submit your claims on your behalf and help you minimize out-of-pocket expenses.

Feel free to book your first appointment by calling, emailing, or booking online. Visit our Contact Us page for more options.

What Dental Services Are Covered?

Here are some of the dental services covered under the CDCP:

The Canadian Dental Care Plan (CDCP) provides coverage for a wide range of essential dental services to help Canadians maintain good oral health at an affordable cost. The program is designed to make preventive, diagnostic, and restorative dental care more accessible for those without private insurance — ensuring that everyone can get the treatment they need for a healthy smile.

Routine Dental Checkups and Cleanings

Regular dental exams and professional cleanings are an important part of maintaining oral health. The CDCP covers these preventive services to help detect early signs of dental issues and keep your teeth and gums healthy.

X-rays and Diagnostic Exams

X-rays and other diagnostic procedures are included to help dentists identify cavities, bone loss, or other underlying conditions that may not be visible during a standard examination.

Dental Fillings and Restorations

If you have tooth decay or damage, the CDCP helps cover restorative treatments such as dental fillings. These procedures restore tooth structure and function while preventing further decay.

Root Canal Treatments (When Eligible)

For teeth that can be saved, the plan may provide partial coverage for root canal therapy — a procedure that removes infection and helps preserve your natural tooth.

Tooth Extractions

When a tooth is severely damaged or decayed beyond repair, the CDCP includes coverage for necessary tooth extractions to maintain overall oral health.

Crowns & Dentures

The plan also helps eligible patients access services for Dental Crowns and Dentures, depending on the nature of the case. Pre-Determinations are required to confirm coverage. Coverage amounts and eligibility for specific procedures may vary depending on your household income and the CDCP fee guide established by the Government of Canada.

Some services may require pre-authorization or may be covered only at a specific percentage of the total cost. At Peaks Family Dentistry, our team will provide your treatment options, direct bill to SunLife, and help answer any questions you may have about the process.

How to Sign Up for the Canadian Dental Care Plan

Signing up for the Canadian Dental Care Plan (CDCP) is simple and can be done completely online by visiting the
Government’s Canadian Dental Care Plan Website.

Step 1: Check Your Eligibility

Check Your Eligibility
You may qualify for the CDCP if:

● You do not have private dental insurance

● Your adjusted family net income is under $90,000 per year

● You are a Canadian resident with a valid Social Insurance Number (SIN)

Step 2: Apply Online or Through the Government Portal

Apply Online or Through the Government Portal
To sign up for the CDCP:

Visit the official Government of Canada CDCP website.

Complete the online application and submit your SIN and household income information.

Wait for confirmation of your eligibility from the government or Sun Life, the program administrator.

Once approved, you will receive your CDCP coverage details, including a reference number or card that you can bring to participating dental clinics.

Step 3: Book an Appointment with a Participating Dentist
Book an Appointment with a Participating Dentist

After receiving approval, you can schedule an appointment with a dentist accepting the Canadian Dental Care Plan. At Peaks Family Dentistry, we are proud to be a CDCP-approved dental clinic.

Step 4: Use Your CDCP Benefits
Use Your CDCP Benefits
Once your appointment is confirmed, you can use your CDCP benefits for:

● Routine checkups and cleanings

● X-rays and diagnostic exams

● Fillings, restorations, and certain restorative procedures

● Tooth extractions, dentures, and other prosthetic services

As the wait times for receiving your Member ID number after being accepted can vary greatly, we highly recommend booking your appointment only after receiving this important card number.

Frequently Asked Questions

Popular Questions about Peaks Family Dentistry

What Is the Canadian Dental Care Plan (CDCP)?

The Canadian Dental Care Plan (CDCP) is a dental benefits program introduced by the Government of Canada to make dental care more affordable and accessible for Canadians without private dental insurance. This important initiative helps reduce financial barriers to oral health care, allowing more individuals and families to maintain and improve their oral health.

Managed by Health Canada and Sun Life, the program provides coverage that can be used at participating CDCP dental clinics across the country. Eligible patients can receive coverage for a wide range of preventive and restorative dental services, including exams, cleanings, X-rays, fillings, extractions, dentures, and more—depending on income level and the CDCP fee guide.

Who Is Eligible for the Canadian Dental Care Plan (CDCP)?
You may qualify for the Canadian Dental Care Plan (CDCP) if:

● You do not have private dental insurance, and

● Your adjusted family net income is under $90,000 per year, and

● You are a Canadian resident with a valid SIN number.

To learn more about Eligibility, please visit the Government of Canada’s “Canadian Dental Care Plan” website.

How to Use Your CDCP Coverage at Our Office ?

Using your Canadian Dental Care Plan (CDCP) benefits at Peaks Family Dentistry is simple:

Confirm your eligibility and that you’ve received your CDCP card from Sun Life.

Bring your CDCP information to your dental appointment.

Our team will submit your claim directly to the CDCP on your behalf.

You’ll only pay any remaining balance if your treatment exceeds the plan’s coverage amount.

Our team is happy to help you navigate your coverage and explain what portion of your visit will be covered. If you’d like to confirm your coverage and/or out of pocket expenses, please let our team know so that we can request a pre-determination on your behalf before your appointment.
In addition to Collingwood, we also accept patients from Wasaga Beach, Thornbury, Clearview, Stayner, Meaford, Angus, Shelburne and surrounding areas.

Canadian Dental Care Plan (CDCP) Fee Guide vs Ontario Dental Association (ODA) Fee Guide
When putting together the Canadian Dental Care Plan, the Government created their own Fee Guide for all CDCP covered services. This newly created CDCP Fee Guide includes fees that are lower than the standard Ontario Dental Association (ODA) Fee Guide. At Peaks Family Dentistry, we use the ODA Fee Guide for all of our patients, not the CDCP Fee Guide.

What does this mean for patients with Canadian Dental Care Plan coverage? This means that even when the government mentions 100% coverage on your plan, it’s 100% coverage of the CDCP Fee Guide, not the ODA Fee Guide. It also means that there will always be some form of out of pocket expense. As there are hundreds of different dental procedure codes, it’s difficult to provide even a relatively accurate estimate for the ‘difference between the ODA Fee Guide and CDCP Fee Guide’.

If concerned, it’s best to request a Pre-Determination for your upcoming treatment well in advance of your appointment.

Looking for a Dentist Near You that Accepts the Canadian Dental Care Plan?
Look no further! As a family dentist in Collingwood, we’d be happy to welcome you as a patient here with your coverage from the Canadian Dental Care Plan. Our dentists are approved and registered with the Canadian Dental Care Plan and SunLife to administer services under the newly formed program. You can learn more about our providers by visiting our website or by reviewing the list of approved dental providers on SunLife’s Canadian Dental Care Plan web page.

In addition to Collingwood, we also accept patients from Wasaga Beach, Thornbury, Clearview, Stayner, Meaford, Angus, Shelburne and surrounding areas.

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How to Schedule Your First Appointment with CDCP Coverage

At Peaks Family Dentistry, we believe everyone deserves access to compassionate and thorough dental care. Whether you’re new to the CDCP or just starting your dental journey, our friendly team is here to support you every step of the way.

If you’d like to get started with your first appointment, feel free to give us a call, book online on our website, or send us an email at [email protected].

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(705) 532-9929

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31 Huron Street, Collingwood, ON L9Y0E8